信用卡
在gpk电子游戏官网, we believe in providing our members with the best financial products and services for smart purchasing habits. 这就是GPK电子游戏提供一系列信用卡选择的原因, each with a unique set of benefits to best meet your personal needs. 他们都有一个共同点? 无与伦比的利率-低至8.45% apr.*
利率
信用卡产品
| 产品 | 低至4月¹% |
|---|---|
| 签证®铂 | 8.45% to 17.99% |
| 签字授信额度 | 12.25% to 17.99% |
| 学生签证 | 12.99% to 17.99% |
1年费率. 对于所有贷款, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. 并不是所有的借款人都有资格获得最低利率. There are NEVER any prepayment penalties for repaying your loan early. 所有贷款均须经信贷审批. 截至本披露日期，最优惠利率为8.截至2023年1月9日，年利率为50%.
为您提供更多金融工具
个人贷款
少借500美元，用这笔钱做任何事情. Choose your loan term and get a competitive 4月 for an affordable monthly payment.
个人信用额度
Get a credit line of up to $50,000 to pay for ongoing projects and expenses. 只对你使用的资金支付利息!
债务合并贷款
Simplify your life by paying off other debt so you have just one monthly payment. 获得长达84个月的固定利率.
让你的塑料安心
您的卡上装有 保护功能 让你的财务生活顺利进行. You will enjoy all of the protection offered by Visa® including travel protection and emergency assistance. 此外，GPK电子游戏提供 贷款保护 and Financial Hardship Assistance for unexpected life events or expenses.
防止诈骗贴士保护你的信用卡
- 避免对多个信用卡/帐户使用相同的密码
- 不要等到信用卡丢失或被盗才去报失
- 保留信用卡收据，以便通过网上银行进行购物比较
- Shred papers containing sensitive credit card information such as credit card statements
- 在网上购物时，避免点击可疑的链接/网站
- 保护好你的密码，不要把它们和信用卡放在一起
- 定期检查你的信用报告，发现不正常的地方
持卡人资源
Making the right financial choices when swiping your credit cards require having the necessary tools and resources at your fingertips. 在gpk电子游戏官网, we offer financial tips and guidance to ensure that you’re able to take full advantage of your credit cards in the best possible way.
GPK电子游戏 欲了解更多信息或致电 415.775.5377
*4月=年度百分比利率. 截至2023年9月1日的apr准确. 浮动利率贷款，最多. 4月 17.99%. 没有年费. 常规可变年利率 8.45% to 17.99%，可能会有变化.
** gpk电子游戏官网 签证®铂 Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your gpk电子游戏官网 Visa® Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept Visa®, 每年最多500美元. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. 你的奖励不会过期. 以积分方式退货不会获得奖励, and your balance will be adjusted in the event that the purchase is returned or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. 所有累积的奖励, 但是还没有得到报酬, will expire upon termination of your gpk电子游戏官网 Visa® Platinum account, 无论是被你还是GPK电子游戏终止. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. 不包括Visa®Classic卡. 必须年满18岁才能申请.
仅购买25天内不收取利息. Interest on cash advances and balance transfers begin on transaction date.
There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. 不包括Visa®secure.
Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for Visa® Platinum Rewards cards only. 每月最低还款额为应付总余额的1%或15美元.00，取较大的.
常见问题
奖励金额会转回会员的S1(储蓄)帐户
您将在每年的6月份收到一次信用卡奖励.
You will forfeit any accumulated rewards if your account is closed or in default.